Owner Occupied & Second Home

For owner-occupied borrowers (primary residence or vacation home), Premier Pacific has the Non-QM loan product to meet your circumstances – imperfect credit, self-employed, challenges with proof of income or just need to close quickly. Premier Pacific offers consumers the ease of finance with lower than expected rates compared to hard money products. This program allows for traditional income (full) documentation to alternative forms of proof of income (e.g., bank statements, P&L, etc.). Our maximum DTI is as high as 55% with LTV’s as high as 95% on Purchase and Rate/Term, and 90% LTV on Cash-Out. Interest Only available on 5/1, 7/1, 10/1, 30yr Fixed.