What We Offer
WHO WE ARE
Premier Pacific Partners, Inc., is a direct mortgage lender that providing a variety of private money and non-conforming loan products to meet the demands of clients seeking to finance residential and commercial real estate. Our owners have been in the real estate industry for over twenty years and are expert at mortgage loan origination within the QM and non-QM markets, buyer and seller real property representation, mortgage servicing, short sales and workouts.
We can provide competitive pricing on a Non-QM Jumbo and Private Money Loans.
- Close in 3-7 business days.
- Non-QM jumbo rates as low as 4.75%; hard money/bridge/fix&flip as low as 7%.
- Originations as low as 1.00%
PRIVATE MONEY PROGRAMS (Non-Owner)
- Up to 75% of “as-is” LTV not to exceed 90% LTC (determined by purchase price)
- Up to 70% LTV for refinance loans with the strategy of fix and flip and fix to rent
- Up to 70% loan-to-after-repair-value (LTARV)
- Up to 65% LTV for cash-out refinance
- No Doc, Collateral-based underwriting.
NON-QM PROGRAMS (Owner & Non-Owner)
Owner Occupied & Second Home
- Up to 95% LTV on Purchase and Rate/Term (No MI)
- Up to 90% LTV on Cash-Out
- Interest Only available on 5/1, 7/1, 10/1, 30yr Fixed and 40yr FRM
- Up to 85% LTV on Purchase and Rate/Term
- Up to 80% LTV on Cash-Out
- Interest Only available on 5/1. 7/1, 10/1, and 30yr FRM
No Doc/No Ratio (NOO Only)
- Up to 80% LTV on Purchase and Rate/Term
- Up to 75% LTV on Cash-Out
- Interest only available on 3/1, 5/1, 7/1, 10/1, and 30yr FRM
- Express Doc (12 Months)
- SE: 1 YR Tax Return Program
- Wage Earner: WVOE/W2
ALT Doc – Bank Statements
- 12&24 Month Business Statements
- 12&24 Month Personal Statements
- 12 Month P&L W/ 2months Bank Statements
- 24 Month P&L W/ 3months Bank Statements